okay -- last weekend I was working on our 2010 budget and had a significant shortfall. I cut expenses in several places and here are some of the main places we're saving money this year.
Clothing - cut back by $100 per person, to save $400
Entertainment - cut back by $600/year
Restaurants - Cut this in half to save $900/year. Plan to spend $100/month and have 3 months where we have No-Restaurant Challenges
Haircair - Instead of going every 4 weeks, I'll go every 5 weeks, saving $310
Golf - Save $200 by cutting out 6 rounds of golf
Boys allowance - Save $440 by giving lowering allowance to $25/month
Boys birthdays - Cut by $100
Gifts - lowered by $305
Christmas - cut by $1150
This saves us $4505 and there were a few other places that we trimmed also saving a couple of hundred here or there.
One thing I'm thinking of is cutting back on my cell phone. I don't use it much and I'm paying about $54/month. I can go to a prepaid account and save about $200/year. I'm thinking about this and trying to decide which way to go.
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