I'm joining Sharon in her No Spend Month! Here are my goals for the month...
Objective -
Spend less than our "normal" budget. My goal is to add $3900 to savings this month.
How we'll get there --
I have alloted $800 to be spent on ourselves. Normally, this wouldn't cover our grocery bill, but because this is a short month, and because we'll be out of town for a few days, AND because this is a CHALLENGE, I've decided on $800 as our "magic number"!
So, what does $800 go towards?
Food! (Groceries and eating out)
Gasoline
Valentine's Day
Scouting expenses
Entertainment
What's not covered in the $800?
Fixed bills, offerings to our church, and expenses that were pre-planned such as a haircut and our vacation.
Where I am today--
I'm starting with $895 in checking. Next payday is February 11th. I'm thinking of withdrawing $400 now and $400 on the 11th and simply live on cash for the challenge. Both cars are almost on "empty" so we'll need to spend close to $100 on gas this week. The pantry is somewhat stocked. I'll need to take inventory of what we have and see how we can make it stretch. I see lots of homemade snacks in our future! :)'
I hoping that with this challenge I'll become more intentional with my spending! And, if we save my goal of $3900...well, that would be totally amazing!
2 comments:
AWESOME! Wow! $3900??? That is definitely something to strive for! I can't wait to see how you do, and that's with a vacation and all!
Wow.. that's an amazing goal to save for!!! My budget for the month is $600, but i'll have $200 on "reserve" just in case! Hoping to save $600 for vacation/emergency this month!
Good luck!
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