why i love my emergency fund

Because when Murphy strikes it is simply an inconvenience instead of a catastrophe!

It's been a crazy past 4 days!  I could go into the whole story, but it would take too long, so I'll make bullet points instead.

• We had a huge storm which flooded our basement on Thursday.
• Our septic tank was backed up Thursday until yesterday.
• My youngest son had a hearing test a week ago (and failed).   
• Allergy test for my youngest on Friday who tested positive for many things....which leads to:
• Cutting down 3 trees in our backyard
• Purchasing a new HEPA vacuum that does great with dog hair
• 2 Epi-pins
• And a complete overhaul of our pantry.
• Minor surgery for my youngest yesterday to have tubes put in his ears.
• X-rays for dog's knee this morning.

While all of these things have been an inconvenience, because we have our fully funded emergency fund, wondering how much any of this will cost and trying to figure out how to pay for it did not add to the stress.

My youngest had quite a bit of hearing loss (a 40% loss in one ear and a 60% loss in the other ear).  It lead to him getting tubes in his ears and allergy tests to see what was causing his problems.  I have absolutely no idea how much his appointments and surgery will cost.  And you know what?  I didn't ask.  I know that our insurance will pay what is covered and that we have our "Flex Spending" account to pay the rest.  If we don't have enough in our Flex Spending account, we'll pay the balance from savings.  That's what it's there for! 

We paid $355 to have the septic tank pumped.

Cutting down the trees my son is allergic to will be about $600.

New vacuum that is supposed to be "the best" for picking up dog hair (another allergy) will be about $400.

Epi-pins $225.

X-rays: "free" (included in the $2100ish we already paid for the surgery)

Pantry overhaul for son's food allergies - have no idea on this one...I'll make a separate post for this issue since I know some of my readers suffer from food allergies as well.  I'll need some advice and menu ideas!

We have someone coming to look at the area in our yard that leads to the flooding.  Not sure what needs to be done to fix it, but we need to get it taken care of.  Had I not been home when it flooded Thursday, it would have caused some major damage to everything in the basement.

We've had an expensive week!  And a crazy one too, but thankfully money hasn't been keeping me awake at night.  Unfortunately, it has kept me busy and off the computer so I have tons of blog posts to catch up on!  But for now...I'm off to do laundry and continue washing the towels that we used in Thursday's flood!