This was my final week of camp. And it certainly was not my best week as a "camper" as I'd mentioned on Monday. I discovered several things this week that will and won't work for me when trying to lose weight.
1. I have to exercise every day. (I skipped 3 workouts this week)
2. I have to write down what I'm eating each day. (I only tracked my food 2 of 7 days)
3. I need to eat an actual meal or healthy snack for dinner. (3 nights I had a plate of yummy cheeses and crackers for dinner)
4. I cannot drink wine every night. (I drank wine every single night this past week)
5. I need to drink a lot of water during the day. (While I drank water, I didn't drink as much as I had been)
6. I need to cut back on the Diet Cokes. (I was drinking Diet Cokes instead of drinking water)
7. I need to eat more vegetables. (Not one of my favorites things....)
On our first day of the program we each took a Physical Training Test. We took the same today and were able to compare the results. This was very encouraging for me considering my slip-up on the scale!
Here are my results from my PT Tests:
Mile Run
First Day: 11:15
Last Day: 9:04
Push-Ups (in a minute)
First Day: 24 "boy style"
Last Day: 32 "boy style" and 7 "girl style"
Sit-Ups (in a minute)
First Day: 22
Last Day: 33
Tricep Dips (in a minute)
First Day: 17 + 5 w/bent knees
Last Day: 24 + 20 w/bent knees
Measurement results after 5 weeks:
Weight loss = down 3.8 pounds
Chest = down 1.5 inches
Waist = down 2 inches
Hips = down 1.5 inches
I have about a 3 week break before the next boot camp begins on April 25th. My goal is to continue exercising daily, eating healthy and lose 1-2 pounds prior to the class beginning. I'll pick up the boot camp updates with "week 7" when I start back!
And now...I'm off to enjoy the rest of our Spring Break! The car is packed and I'm off to the mountains!
This blog is about about all of my favorite things! My family, goal setting, organizing, reading, and exercising/hiking.
Wednesday, April 6, 2011
Tuesday, April 5, 2011
road trip #2
This is our week to split up again as a family and take our one-on-one trips with the boys. We did this for the first time for Winter Break, and now that Spring Break is here, we're doing it again! This week my husband is taking my 12 year old to Pensacola. They're planning on fishing with a guide for 3 days and catching some very large fish! My 12 year old LOVES fishing and can hardly wait! I'm anxious to see what kind of fish they come home with for the freezer! When they're not fishing, I'm guessing they'll be hanging out on the beach or going to the the National Naval Aviation Museum. My 9 year old and I are going up to the mountains to do some hiking! I can't wait! There is nothing I love more than hiking and I'm so glad that my youngest loves it too! We'd looked into staying at a hotel, but the hotels in the area were all motels. Very expensive motels! The going rate for a 1-star motel was around $80. I tried to negotiate a better price at priceline.com, but I couldn't get a price that I was comfortable paying for a 1-star motel. So...we rented a small house that was very affordable. And I was able to negotiate a better price than what was published! I think it'll be perfect and very comfortable. There is a hot tub that we'll be able to enjoy after those long days of hiking, and also an outdoor fire place for some s'mores! (My son is very excited about both of these things!) We're going to be hiking on both the Appalachian Trail and the Benton Mackaye Trail. We're also going to go to Dahlonega to pan for gold and we're going to a couple of attractions in Atlanta.
One mistake that I made with our Winter Break trip was not having something planned to eat for dinner on the night we got back home. I remember spending so much money at the store that night getting easy, convenience foods. I've already planned ahead and we'll have Sloppy Joes on Saturday night and Steaks on Sunday night. Everything I need is on hand already, so that should eliminate a "panic trip" to the grocery store on Saturday evening!
So - that's what we're up to this week for Spring Break. I'll let you know more details of the trip next week and share a couple of pictures too!
Monday, April 4, 2011
spring break
Spring Break is this week and I got to sleep in this morning! Well....it was only an extra 30 minutes that I was able to sleep because I had to get up to go to boot camp. Speaking of which...I really had an "off" week with my eating and exercising. We're supposed to exercise every day that we're not at boot camp and I skipped 3 days of my homework/exercise. Also, I didn't track my food intake for most of the week and know that I didn't make the best of choices. I'm not looking forward to weighing in this week. I'm pretty certain that there is going to be an increase not only on the scale, but also on the measuring tape. I'll report my results on Wednesday. I'll keep repeating Thomas Edison's quote to myself, "I have not failed. I've just found 10,000 ways that won't work."
So - things to do this week? It's a short week at home and I need to get some things before we head out on our trip (trip details tomorrow!).
Today:
Pay bills
Complete 2 loads laundry
Get our house key & notes to my dog sitter
Clean the hall bath
Clean my bath
Vacuum the basement
Buy flip-flops for the boys
Sweep wood floors
Mop wood floors
Stop by Blockbuster and see about movies on sales (our store is closing and has some great deals!)
Make my packing list for trip (food and clothes)
Dinner tonight - Chicken penne pasta with pesto and roasted peppers
Tomorrow:
Vacuum stairs & upstairs
1-2 loads laundry
Pack
Drop off donations at Goodwill*
Get cash for month
Print out directions/maps for trip along with our itinerary
30 minutes exercise
Have my husband cut my youngest son's hair
Run by grocery store for any thing else I need to add for trip
Dinner tomorrow - leftovers and/or sandwiches
Wednesday:
Everyone tidy bedrooms and make beds
Tidy kitchen & den
Leave for trip!!!!!
*This is the bag I filled from Saturday's Clean Your Closet Challenge.
That's all for today! I hope everyone's having a great Monday! I'll share trip details with you tomorrow!
So - things to do this week? It's a short week at home and I need to get some things before we head out on our trip (trip details tomorrow!).
Today:
Dinner tonight - Chicken penne pasta with pesto and roasted peppers
Tomorrow:
Pack
30 minutes exercise
Have my husband cut my youngest son's hair
Dinner tomorrow - leftovers and/or sandwiches
Wednesday:
Everyone tidy bedrooms and make beds
Tidy kitchen & den
Leave for trip!!!!!
*This is the bag I filled from Saturday's Clean Your Closet Challenge.
That's all for today! I hope everyone's having a great Monday! I'll share trip details with you tomorrow!
Thursday, March 31, 2011
get organized for spring
Here is something fun that I came across this week. A 30-Day Organize-athon! Michelle will post daily assignments on her blog and the assignment should only take about 5 minutes to complete. You can leave comments on her daily posts to be entered for a prize. Sounds interesting and like good way to get some Spring Cleaning accomplished!
Definitely worth a shot, because...you only have 30 minutes out of the month to lose!
Definitely worth a shot, because...you only have 30 minutes out of the month to lose!
Wednesday, March 30, 2011
operation boot camp - week 5 update
It's raining today! That means today's boot camp was a bit wet. Unless we see lightening in the area, we are working out in the rain! Today wasn't too bad though. Our instructors showed us some mercy and we didn't make us do anything in the wet grass. Instead, we ran. And ran. And ran. It was a very nice change though from all the sit ups, squats and push ups that we normally do! And, getting wet was still better than exercising in the heat.
I'm in my 5th week of boot camp and have completed 30 days on the program. Results have slowed down from the first two weeks (which is to be expected), but I'm still making progress and am enjoying the way I feel. I can certainly see physical changes and can see new habits being formed. Even though it's not my first choice in snack, I'm beginning to reach for the fruits and veggies to snack on in between meals instead of chips and crackers!
So - here are my results to date.
My results after 4 weeks:
Weight loss = down 5.8 pounds
Chest = down 1.5 inches
Waist = down 2 inches
Hips = down 1.5 inches
Boot camp ends a week from today. I'm almost positive that I'll sign up for the next one which begins towards the end of April. I'm hoping that after 12 weeks of boot camp, that I'll be pretty close to my goal weight (another 7 pounds to lose)!
For now...I'm logging off to go get dry and enjoy my "Fun Friday" (which was rescheduled to today)!!
I'm in my 5th week of boot camp and have completed 30 days on the program. Results have slowed down from the first two weeks (which is to be expected), but I'm still making progress and am enjoying the way I feel. I can certainly see physical changes and can see new habits being formed. Even though it's not my first choice in snack, I'm beginning to reach for the fruits and veggies to snack on in between meals instead of chips and crackers!
So - here are my results to date.
My results after 4 weeks:
Weight loss = down 5.8 pounds
Chest = down 1.5 inches
Waist = down 2 inches
Hips = down 1.5 inches
Boot camp ends a week from today. I'm almost positive that I'll sign up for the next one which begins towards the end of April. I'm hoping that after 12 weeks of boot camp, that I'll be pretty close to my goal weight (another 7 pounds to lose)!
For now...I'm logging off to go get dry and enjoy my "Fun Friday" (which was rescheduled to today)!!
Tuesday, March 29, 2011
the week ahead
We're on the countdown to Spring Break! whoo hooo!!!! I think I'm as ready for it as my boys are! So - I'm trying to get my lists taken care of so that I can take care of "business" before going out of town. That way when we get back home from our trips, we won't be behind the 8-Ball.
So - here's what's on the menu for the next week:
Tonight - Sandwiches and Mac & Cheese (hubby out of town...)
Wednesday - Spaghetti (hubby out of town...)
Thursday - Oriental Chicken
Friday - Tuna and Quinoa
Saturday - Steaks
Sunday - Burgers & Hot Dogs
Monday - Ziti
Tuesday - Leftovers & Pizza
Wednesday-Saturday - vacation!!
**I'll add veggies and fruit to all the meals...depending on what looks good and what's on sale at the grocery.**
As for that To-Do list? I've really enjoyed my "Fun Fridays" where I've kinda taken the day off from housework. This week Wednesday will be a better day for taking off, so my Fun Friday will actually happen tomorrow. Which should be good because there is a 100% chance of rain, which will be a perfect day for being lazy!
Things to do:
Today:
30 minutes cardio
Mail golf shoes that I sold on e-bay
Get oil changed in my car
Take charm bracelet to jeweler to have charm added
Sweep and Mop wood floors
Clean boys bathroom
Edit basketball pictures & email
Email about 3rd grade testing snacks
Work on April budget
Finish laundry that was started yesterday
Complete one more load of laundry
Tidy kitchen
Pick up contacts at eye doctor
Wednesday:
Boot camp
"Fun Friday" -- scrapbook
Thursday:
Dentist appointment
30 minutes cardio
Round Up in the backyard (if not too wet)
Pick up trash in woods
Dust
Vacuum upstairs & stairs
Wrap up March expenses/e-mail overview to hubby
1 load laundry
Buy Frontline for dog
Return to Sam's
Friday:
Boot camp
Bank - get cash for month
Dust upstairs
Clean my bath and hall bath
Dust, vacuum basement
If time, start on cleaning windows
Drop off clothes at cleaners
1 load laundry
That's some exciting stuff, huh?!? So...I'm off to get busy so I can PLAY tomorrow! How about you? What does your week look like?
So - here's what's on the menu for the next week:
Tonight - Sandwiches and Mac & Cheese (hubby out of town...)
Wednesday - Spaghetti (hubby out of town...)
Thursday - Oriental Chicken
Friday - Tuna and Quinoa
Saturday - Steaks
Sunday - Burgers & Hot Dogs
Monday - Ziti
Tuesday - Leftovers & Pizza
Wednesday-Saturday - vacation!!
**I'll add veggies and fruit to all the meals...depending on what looks good and what's on sale at the grocery.**
As for that To-Do list? I've really enjoyed my "Fun Fridays" where I've kinda taken the day off from housework. This week Wednesday will be a better day for taking off, so my Fun Friday will actually happen tomorrow. Which should be good because there is a 100% chance of rain, which will be a perfect day for being lazy!
Things to do:
Today:
Work on April budget
Wednesday:
Thursday:
Round Up in the backyard (if not too wet)
Pick up trash in woods
Friday:
Bank - get cash for month
Clean my bath and hall bath
If time, start on cleaning windows
That's some exciting stuff, huh?!? So...I'm off to get busy so I can PLAY tomorrow! How about you? What does your week look like?
Friday, March 25, 2011
food waste friday & fun friday
In an conscious attempt to keep food waste to a minimum, I join The Frugal Girl and many other bloggers each week and participate in Food Waste Friday. I clean out my refrigerator, line up any waste on the counter, (usually) take a picture and post it on my blog. After doing this for a while, I can honestly say that I work throughout the week to eat (or feed my children) what's in the fridge so that I don't have it to post on Fridays!
Let me know how you did this week with your food wastes (or lack thereof!!!) and if you have anything planned for "Fun Friday".
So this week I had some broccoli slaw that I ate as much as I could before I just didn't want anymore. The pork and lettuce...same thing. Sometimes after eating it for dinner and then again for leftovers, we just don't want it a 3rd time. There was some deli turkey that I found in the bottom of our cheese/lunch meat bin that was from a month ago!
I try to make sure when I cook, that I'm making enough for just the 4 of us. But sometimes we have too much left and either didn't like it enough to have it as a leftover or don't want to eat off of it the entire week. I know some of you plan leftovers into your menu and have a "leftover night". I may try that this next week. The past 2 weeks we've thrown out the makings of perfectly good meals.
So...what is everyone doing today?!? Last week I organized my week so that I can "play" on Friday and I was able to scrapbook for a little bit. I wasn't quite as efficient this week, but after I get a couple of things finished this morning (clean the hall bath, sweep/mop floors and do 1 load of laundry), I'm going to hit the craft room and work on my 2010 Scrapbook!
Wednesday, March 23, 2011
operation boot camp - week 4 update
So I'm officially at the 1/2 way mark for Operation Boot Camp. The 3rd week was a bit of a struggle. The newness has worn off and it was more difficult to eat right 100% of the time. I did pretty good eating until we got to the weekend and then, well...., let's just say I over indulged at a couple of meals. Mainly in the wine category. I paid the price. I was still feeling it at Monday's workout.
Speaking of workouts...Our boot camp is 3 days a week for 45 minutes each time. The other 4 days a week we have "homework". We exercise every single day. 7 days a week. No days off. So depending what we do at boot camp, sort of determines what I do for homework. Sometimes I'll jog or go hiking, but normally I'll do some sort of strengthening exercises. My favorite "homework" when I'm in a hurry is to do 10 push-ups, 10 sit-ups, 20 seconds of plank and repeat 5x.
So, how did I do this past week on the scale? Well, I was disappointed that the scale did not move, BUT I did lose a bit with the measuring tape. Here are my results...
My results after 3 weeks:
Weight loss = down 5.2 pounds
Chest = down 1.5 inches
Waist = down 2 inches
Hips = down 1.25 inches
As for my "reward" that I earned last week for losing the 5 pounds? I bought these black running shorts from Old Navy and a blue Nike shirt.
So, this week, I'm expecting to continue with good results. I'm going to focus more on what I'm eating and be sure to track my Weight Watcher points. I'm going to do at least 2 days of cardio on my "homework days". And, I'm going to continue to remind myself that while the scale didn't move, I did lose an inch in my waist and a 1/4 inch in my chest.
Speaking of workouts...Our boot camp is 3 days a week for 45 minutes each time. The other 4 days a week we have "homework". We exercise every single day. 7 days a week. No days off. So depending what we do at boot camp, sort of determines what I do for homework. Sometimes I'll jog or go hiking, but normally I'll do some sort of strengthening exercises. My favorite "homework" when I'm in a hurry is to do 10 push-ups, 10 sit-ups, 20 seconds of plank and repeat 5x.
So, how did I do this past week on the scale? Well, I was disappointed that the scale did not move, BUT I did lose a bit with the measuring tape. Here are my results...
My results after 3 weeks:
Weight loss = down 5.2 pounds
Chest = down 1.5 inches
Waist = down 2 inches
Hips = down 1.25 inches
As for my "reward" that I earned last week for losing the 5 pounds? I bought these black running shorts from Old Navy and a blue Nike shirt.
So, this week, I'm expecting to continue with good results. I'm going to focus more on what I'm eating and be sure to track my Weight Watcher points. I'm going to do at least 2 days of cardio on my "homework days". And, I'm going to continue to remind myself that while the scale didn't move, I did lose an inch in my waist and a 1/4 inch in my chest.
Monday, March 21, 2011
that's not good enough!
I mentioned a couple of months ago that I'm taking Dave Ramsey's Financial Peace University Class at our church. I am about half way through the 13-week course and am loving it. It has been holding me accountable for tracking my expenses, budgeting, and using cash instead of plastic on our everyday purchase. One of my favorite topics of the course was last week's class: "That's Not Good Enough!".
The class focused on not only finding bargains, but also on negotiating! Negotiating is something I NEVER have been comfortable, but with practice, I'm getting better at it and am getting to be more comfortable in doing it.
The first time I ever negotiated was 3 years ago. We were about to move and needed to replace the carpet throughout our house. Bid #1 was ridiculously expensive. I think it was around $8,000 to carpet the entire house. I told them I needed to think about it. I had a second company come give me a bid and it came in at $3,800. I about fell out of my chair when I saw the bid and couldn't believe it was more than 50% less of what the #1 bid was! So, I said to Salesman #2, "I really want to do business with you, but my husband told me that I can only spend $3,500. He's fishing in Mexico and he doesn't have cell service. If you can do it for $3,500 I can say yes today, otherwise I'll need to get back to you later this week." Well...he said, "Yes! I can do it for $3,500." That gave me my start in negotiating! And the thing is, my husband had given me clearance to spend $4000, but I thought I'd ask just to see if I could get it for less!
For a couple of years, I always used the, "my husband will only let me spend $xxx", but now I leave my husband out of it and just ask for a lower price. Almost any type of service product we use, I ask for the price to be dropped some. Just this past week alone, I negotiated two different times and saved about $90.
Negotiation #1: My youngest son and I are renting a small house up in the mountains for Spring Break. I asked the owner if she could come down 10% for a 3-night rental and she agreed to it.
Negotiation #2: The other thing I negotiated on was our lawn service. My husband has always fertilized our yard, but the yards around us who are professionally fertilized are consistently greener and prettier than our yard. So, I called a lawn service and they gave me a quote, I asked them if they could do it for a different amount and I ended up saving $50 for the year.
I'm still learning on how much to ask off, but I know it'll come with practice. With the rental house, I was pretty certain that I could get it for less than the published rate because she didn't have any weekends booked for the next several months. And with the lawn care service, I think I could have gotten more than $50 off, but spoke too soon and rushed though the negotiation.
So, what about you? Are you a negotiator or do you always pay the asking price?
The class focused on not only finding bargains, but also on negotiating! Negotiating is something I NEVER have been comfortable, but with practice, I'm getting better at it and am getting to be more comfortable in doing it.
The first time I ever negotiated was 3 years ago. We were about to move and needed to replace the carpet throughout our house. Bid #1 was ridiculously expensive. I think it was around $8,000 to carpet the entire house. I told them I needed to think about it. I had a second company come give me a bid and it came in at $3,800. I about fell out of my chair when I saw the bid and couldn't believe it was more than 50% less of what the #1 bid was! So, I said to Salesman #2, "I really want to do business with you, but my husband told me that I can only spend $3,500. He's fishing in Mexico and he doesn't have cell service. If you can do it for $3,500 I can say yes today, otherwise I'll need to get back to you later this week." Well...he said, "Yes! I can do it for $3,500." That gave me my start in negotiating! And the thing is, my husband had given me clearance to spend $4000, but I thought I'd ask just to see if I could get it for less!
For a couple of years, I always used the, "my husband will only let me spend $xxx", but now I leave my husband out of it and just ask for a lower price. Almost any type of service product we use, I ask for the price to be dropped some. Just this past week alone, I negotiated two different times and saved about $90.
Negotiation #1: My youngest son and I are renting a small house up in the mountains for Spring Break. I asked the owner if she could come down 10% for a 3-night rental and she agreed to it.
Negotiation #2: The other thing I negotiated on was our lawn service. My husband has always fertilized our yard, but the yards around us who are professionally fertilized are consistently greener and prettier than our yard. So, I called a lawn service and they gave me a quote, I asked them if they could do it for a different amount and I ended up saving $50 for the year.
I'm still learning on how much to ask off, but I know it'll come with practice. With the rental house, I was pretty certain that I could get it for less than the published rate because she didn't have any weekends booked for the next several months. And with the lawn care service, I think I could have gotten more than $50 off, but spoke too soon and rushed though the negotiation.
So, what about you? Are you a negotiator or do you always pay the asking price?
Friday, March 18, 2011
Food Waste Friday - the makings of a sandwich!
In an conscious attempt to keep food waste to a minimum, I join The Frugal Girl and many other bloggers each week and participate in Food Waste Friday. I clean out my refrigerator, line up any waste on the counter, (usually) take a picture and post it on my blog. After doing this for a while, I can honestly say that I work throughout the week to eat (or feed my children) what's in the fridge so that I don't have it to post on Fridays!
So...it looks like I have the makings of a what could have been a couple of really good sandwiches! Rotisserie chicken, tomatoes, 5-grain bread, and basil. I could have added some cheese to it, toasted it and voila! yum, yum! But instead...it was wasted.
Now for the rest of my day...I DID get all (or most...) of my to-do's finished before the end of yesterday, so I'm off to my craft room to Scrapbook and watch a movie!
So...it looks like I have the makings of a what could have been a couple of really good sandwiches! Rotisserie chicken, tomatoes, 5-grain bread, and basil. I could have added some cheese to it, toasted it and voila! yum, yum! But instead...it was wasted.
Now for the rest of my day...I DID get all (or most...) of my to-do's finished before the end of yesterday, so I'm off to my craft room to Scrapbook and watch a movie!
Wednesday, March 16, 2011
operation boot camp - week 3 update
I've started Week 3 of Operation Boot Camp and am still loving it! One of the main reasons I wanted to join the group was to lose weight, get my body stronger, and revamp my eating habits. Our boot camp is all outdoors at a park next door to our library. We have about 10 people in our group and meet 3 days a week. The other 4 days we have "homework" and have to exercise. There are no "off days". Another part of our homework is to track EVERYTHING that goes into our mouth! Since I've been doing Weight Watchers already and kinda used to tracking, this wasn't too hard for me. But, we are held accountable for it and have to show our logbook to the instructors each time we meet. The instructors are great and give some wonderful feedback. If we need to tweak something in our diet then they kindly let us know!Before boot camp, I tried to watch what I eat (most of the time...), but I loved to have my glass of wine (or two...) each night after dinner. And I loved to have a piece (or two...) of chocolate with that wine. During the day, I rarely drank water, but instead drank a LOT of Diet Cokes. So, how is my diet now? Here is what I eat on a typical weekday now:
Meal 1 at 6:45 - Whole Wheat English Muffin with a smear of Natural Peanut Butter
Meal 2 at 10:15 - 1/2 cup Egg Beaters with green onions and salsa, 3 slices of Canadian Bacon, Grapes
Meal 3 at 1:15 - Carrot sticks and Fat-free Ranch, 1 slice of Ezekiel bread, turkey and low-fat Swiss cheese
Meal 4 at 3:30 - 4 pieces of wheat Melba toast stacked with low-fat Swiss, turkey and a sliced tomato, Grapes, and a Diet Coke
Meal 5 at 6:30 - Lots of lettuce with fat-free cheese, Green onions, red onions, Grilled chicken, fat-free vinaigrette dressing, and 1 slice of Ezekiel bread
Meal 6 at 8:00 - 100 calorie popcorn, 1 oz almonds
And my results after 2 weeks?
Weight loss = down 5.2 pounds
Chest = down 1.25 inches
Waist = down 1 inch
Hips = down 1.25 inches
I have created a couple of incentives (or rewards) for myself for my weight loss successes!
When I...
lose 5 pounds, I'll treat myself to a new workout outfit
lose 5% (7 pounds), I'll treat myself to a pedicure
lose 10 pounds, I'll treat myself to another new workout outfit
reach my goal weight (lose 13.6 pounds), I'll treat myself to a massage
So...I'll be shopping this week for myself something new to wear for my workouts! yea! :)
Tuesday, March 15, 2011
things to do this week!
I felt like I started Mach behind the 8-ball and have spent 2 weeks trying to catch up. I didn't sit down and make out goals for March and since we're 1/2 way into the month I thought it might be better to simply make weekly goals and get ready for April before it actually gets here!
February was such a good month spending-wise and I haven't done nearly as well this month. So, mission #1 is to get back to cash!
Here are my to-do's for this week:
1.Get cash for my "envelopes" done! Got cash for the rest of the month
2.Thoroughly clean the house done!
3.Change light bulbs -- you'd be amazed at how many are burned out in our house! done!
4.Write a letter to a friend living in South Korea and send pictures, done!
5.Write a letter and send pictures to our adopted child in Liberia
6.Apply Round Up to flower beds
7. Clean my craft room! (I guess this goes with #2 though....)
8. Work on itinerary for Spring Break trips
9. Begin 2Q11 budget, started...will need to review a couple of more times before "finalizing"
10. Scrapbook on Friday
I love to scrapbook and haven't made the time to do it in a long while! Mainly because I feel like I need to be doing something else! So, my goal is to get my to-do's done before Friday so that on Friday I can sit down, scrapbook and maybe watch a movie while doing it!
February was such a good month spending-wise and I haven't done nearly as well this month. So, mission #1 is to get back to cash!
Here are my to-do's for this week:
1.
2.
3.
4.
5.
6.
7. Clean my craft room! (I guess this goes with #2 though....)
8. Work on itinerary for Spring Break trips
9. Begin 2Q11 budget, started...will need to review a couple of more times before "finalizing"
10. Scrapbook on Friday
I love to scrapbook and haven't made the time to do it in a long while! Mainly because I feel like I need to be doing something else! So, my goal is to get my to-do's done before Friday so that on Friday I can sit down, scrapbook and maybe watch a movie while doing it!
Monday, March 14, 2011
goodbye to "little tan"
We said Goodbye to "Little Tan" (aka: my 1999 Toyota Camry) this week and hello to a new (well...new to me!) car! I mentioned this week that Little Tan left me somewhat stranded and that it might be time for a replacement car. I have been resisting getting a new car because (1) I didn't want a car payment and (2) I really didn't to see our savings reduced if we chose to pay cash for it.
So, what did we do? After much debate between New vs. Used, and Financing vs. Paying Cash, we decided to purchase a used Toyota Camry and pay cash for it! We found a great pre-owned car -- a 2010 Camry XLE with 17k miles on it. It's got so many "bells and whistles" on it and I LOVE it! And best of all? No car payment! Dave Ramsey would be proud!
We had planned to put our tax refund in our Retirement Account, but decided to put it towards purchasing the car. Then, we took money out of our Emergency Fund to pay the balance of it. We had 6+ months of expenses saved in our Emergency Fund and the withdraw brought it down to around 5 months. But...we'll get it replenished very soon. We sold my '99 Camry a couple of days ago and that $$ has gone back into the EF. Between that and our regular savings, we should have it replenished in a month!
I am disappointed that we won't be getting to "Baby Step 4" this year. My goal for 2011 was to put 15% towards Retirement (we're at 6% now...). Once we get our EF replenished, I'll take a look at the budget for the rest of the year and see what we can do that's at least more than 6%.
My boys were home when Little Tan was sold and my oldest was in giddy when he saw the cash! He looked like a King counting his money!
So, what did we do? After much debate between New vs. Used, and Financing vs. Paying Cash, we decided to purchase a used Toyota Camry and pay cash for it! We found a great pre-owned car -- a 2010 Camry XLE with 17k miles on it. It's got so many "bells and whistles" on it and I LOVE it! And best of all? No car payment! Dave Ramsey would be proud!
We had planned to put our tax refund in our Retirement Account, but decided to put it towards purchasing the car. Then, we took money out of our Emergency Fund to pay the balance of it. We had 6+ months of expenses saved in our Emergency Fund and the withdraw brought it down to around 5 months. But...we'll get it replenished very soon. We sold my '99 Camry a couple of days ago and that $$ has gone back into the EF. Between that and our regular savings, we should have it replenished in a month!
I am disappointed that we won't be getting to "Baby Step 4" this year. My goal for 2011 was to put 15% towards Retirement (we're at 6% now...). Once we get our EF replenished, I'll take a look at the budget for the rest of the year and see what we can do that's at least more than 6%.
My boys were home when Little Tan was sold and my oldest was in giddy when he saw the cash! He looked like a King counting his money!
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